AU RuPay Platinum Debit Card – Benefits, Fees & Eligibility

Introduction

The AU Rupay Platinum Debit Card, issued by AU Bank, is designed to offer exclusive benefits and higher transaction limits for a stress-free banking experience. While specific linked account tiers are not detailed, its "Platinum" designation suggests it caters to customers seeking premium features. Key differentiating benefits include comprehensive insurance coverage, elevated daily purchase and withdrawal limits, access to over 100 offers, and a welcome brand voucher.

Welcome Benefits

• Receive a brand voucher worth ₹250, redeemable across leading brands.

Transaction Limits & Usage

• Daily Purchase Limit: ₹2,00,000 for POS and online transactions.
• Daily Cash Withdrawal Limit: ₹25,000 from ATMs.
• Daily ATM Fund Transfer Limit: ₹20,000.
• Contactless Transactions: Enjoy Tap & Go functionality for transactions up to ₹5,000.

Fees and Charges

• Specific fees and charges associated with this card are not detailed on the webpage; users are directed to refer to the applicable Schedule of Charges for full information.

Rewards & Offers

• Extensive Offers: Gain access to 100+ lucrative offers across various categories, including shopping, online purchases, and car services.
• Insurance Coverage: The card provides comprehensive insurance benefits, including purchase protection, personal accident cover, and air travel insurance.

Debit Card Review

• Overall Verdict: The AU Rupay Platinum Debit Card is well-suited for individuals who prioritize high daily transaction limits, robust insurance coverage, and a wide array of lifestyle offers. It provides a solid value proposition with its welcome voucher and contactless payment convenience.
• Pros:
  • High daily purchase limit of ₹2,00,000.
  • Comprehensive insurance benefits covering purchase protection, personal accident, and air travel.
  • Access to over 100 exclusive offers across diverse categories.
  • Welcome brand voucher worth ₹250.
  • Convenient Tap & Go contactless transaction facility up to ₹5,000.
  • High daily ATM fund transfer limit of ₹20,000.
• Cons:
  • Specific fees and charges are not explicitly listed on the product page, requiring users to consult a separate schedule.
  • Details regarding international usage are not provided.

Important Product Details

• Card Variant: RuPay Platinum Debit Card.
• Key Benefits:
  • Insurance benefits including purchase protection, personal accident cover, and air travel insurance.
  • Higher daily purchase and withdrawal limits.
  • Access to 100+ offers on shopping, online purchases, and car services.
  • ₹250 brand voucher on top brands.
  • Tap & Go contactless transactions up to ₹5,000.
  • High daily ATM fund transfer limit of ₹20,000.
• Key Limitations:
  • Specific fees and charges are not detailed on the product page.

Other Details

• Application Process: The card can be applied for by visiting any AU Bank branch or by contacting customer care at 1800-1200-1200.
• Card Management: Users can manage their card services such as setting PIN, reporting fraud, general card management, token management, and service requests.
• Customer Support: 24x7 customer support is available for assistance.
• General: All benefits and features are subject to the bank's Terms & Conditions.