American Express SmartEarn Credit Card

Benefits & Features
Welcome Offer
Cashback of ₹500 and 4,000 Referral Bonus Membership Rewards Points
Rewards Rate
1 Membership Reward Point/Rs. 50 spent (with a few exceptions), 10X Reward Points on Flipkart, Uber, Zomato, AJIO, PVR, Blinkit and more.
Reward Type
Reward Points
Reward Redemption
Can be redeemed against online shopping vouchers, INSTA rewards for offline purchases, transferable to various flight and hotels loyalty programmes and for making credit card bill payments under the Cash + Points scheme.
Movie & Dining
10X Membership Rewards Points on spends with BookMyShow, Zomato and PVR Cinemas.
Travel Benefits
10X Reward Points on spends on Uber (max cap of 500 Points)
Domestic Lounge Access
Not Applicable
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Zero cost liability if loss of card reported within 3 working days, post which max liability of the cardholder limited to Rs. 1,000.
What matters, explained clearly
Frequently Asked Questions
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