American Express SmartEarn Credit Card

Welcome Offer

Receive Rs. 500 cashback as a statement credit on eligible spends of Rs. 10,000 within 90 days of cardmembership.

Rewards Rate

Earn 1 point for every Rs. 50 spent, with accelerated 10X on select partners and 5X on Amazon.

Reward Type

Reward Points

Reward Redemption

Redeem points for bill payments (Cash + Points), e-vouchers, INSTA rewards, or transfer to airline/hotel programs.

Domestic Lounge Access

Not available with this credit card.

International Lounge Access

Not available with this credit card.

Premium Benefits

Not Applicable

Insurance Coverage

Zero Lost Card Liability protects against unauthorized transactions if reported within 3 working days.

Movie

Earn 10X rewards on BookMyShow and PVR; milestone vouchers for PVR are also available.

Dining

Earn 10X Membership Rewards points on Zomato spends, making dining out more rewarding.

Travel Benefits

Get 10X rewards on EaseMyTrip; transfer points to partner airline/hotel loyalty programs (e.g., Marriott, Hilton).