Name: American Express Platinum Charge Card
Brand: amex
SKU: american-express-platinum-charge-card
Price: 66000 INR
Availability: InStock
Rating: 4.5 (120 reviews)

Question 1

1. What are the key benefits of the American Express Platinum Charge Card?

Accepted Answer

The American Express Platinum Charge Card offers luxury perks like unlimited lounge access, complimentary hotel upgrades, 20X/10X Membership Rewards Points on luxury brand purchases, and exclusive travel benefits. It also provides vouchers worth ₹60,000 for new cardholders spending ₹50,000 in the first two months.

Question 2

2. How can I earn Membership Rewards Points with the American Express Platinum Charge Card?

Accepted Answer

You can earn 20X/10X Membership Rewards Points on luxury brand purchases, 5X points on fuel, 5X points on shopping through the Rewards Multiplier portal, and 3X points on international spending. Additionally, you earn 1 point per ₹40 spent on the card.

Question 3

3. Does the American Express Platinum Charge Card offer any welcome benefits?

Accepted Answer

Yes, new cardholders can enjoy welcome benefits like ₹60,000 worth of vouchers from Taj Hotels, Luxe Gift Card, and The Postcard Hotels & Resorts by spending ₹50,000 in the first two months. You also earn 10,000 Membership Rewards Points for spending ₹5,000 within 90 days.

Question 4

4. Is there an annual fee for the American Express Platinum Charge Card?

Accepted Answer

Yes, the American Express Platinum Charge Card has an annual fee of ₹66,000. There is no spend-based waiver for this fee.

Question 5

5. Can I redeem Membership Rewards Points from the American Express Platinum Charge Card for travel?

Accepted Answer

Yes, you can redeem your Membership Rewards Points for travel-related purchases such as hotels, flights, and experiences via the Amex Online Travel portal. You can also transfer points to airline and hotel loyalty programs like Asia Miles, Emirates Skywards, and Hilton Honors.

Question 6

6. What are the eligibility criteria for the American Express Platinum Charge Card?

Accepted Answer

Applicants must be 18 years or older. Salaried individuals need to earn a minimum of ₹25,00,000 annually, while self-employed individuals must earn ₹15,00,000 annually with at least 12 months of business operation. The card is available only in select cities across India.

Question 7

7. Does the American Express Platinum Charge Card offer any insurance coverage?

Accepted Answer

Yes, the American Express Platinum Charge Card provides ₹5 Crore personal air accident cover and overseas medical insurance worth USD 50,000.

American Express Platinum Charge Card

Benefits & Features

Welcome Offer

Rewards Rate

Reward Type

Reward Redemption

Movie & Dining

Travel Benefits

Domestic Lounge Access

International Lounge Access

Premium Benefits

Insurance Coverage

What matters, explained clearly

Frequently Asked Questions

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