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American Express Platinum Charge Card

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American Express Platinum Charge Card
Last updated: 28 September 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Vouchers worth ₹60,000 on ₹50,000 spend in 2 months; plus 10,000 bonus MR points.

Rewards Rate

Earn 1 MR for ₹40. Up to 3X on international, 5X via Multiplier, 20X on luxury brands. 5X on fuel.

Reward Type

Reward Points

Reward Redemption

Redeem for travel, dining, e-vouchers, bill payments, or transfer to airline/hotel loyalty programs.

Domestic Lounge Access

Unlimited complimentary access to Domestic Partner Lounges in India & Amex Global Lounge Collection.

International Lounge Access

Unlimited complimentary access to over 1,550 airport lounges across 500+ airports worldwide.

Premium Benefits

Complimentary access to more than 30 golf courses in India and 50 golf courses worldwide.

Insurance Coverage

₹5 Cr Air Accident, US$50k Overseas Medical, Loss of Baggage/Docs, Purchase & Wallet Protection.

Movie

₹500 off on the purchase of two movie tickets with PVR INOX, once each month.

Dining

Complimentary EazyDiner Prime membership & up to 50% off at 1800+ premium restaurants across India.

Travel Benefits

Exclusive luxury hotel benefits, discounts, elite status upgrades (Marriott, Hilton) & 24x7 global concierge.

What matters, explained clearly

Detailed evaluation to help you make the right decision

Frequently Asked Questions

Clear, concise answers to help you understand this card better.

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