What are the main benefits of the Aditya Birla SBI Card?

The Aditya Birla SBI Card offers high reward points on Aditya Birla stores, dining, entertainment, and hotels, along with welcome and milestone benefits.

What is the joining fee for the Aditya Birla SBI Card?

The joining fee for the Aditya Birla SBI Card is Rs. 499 plus applicable taxes.

How can I earn reward points with my Aditya Birla SBI Card?

Earn 10 Reward Points per Rs. 100 at Aditya Birla Stores and Vi, and 5 Reward Points per Rs. 100 on Dining, Entertainment, and Hotels with your Aditya Birla SBI Card.

Are there any fees for redeeming reward points on the Aditya Birla SBI Card?

Yes, a Rewards Redemption Fee of Rs. 99 is charged per redemption request on your Aditya Birla SBI Card.

Does the Aditya Birla SBI Card offer complimentary lounge access?

No, the Aditya Birla SBI Card does not offer complimentary airport lounge access, unlike its higher variant.

What is the foreign currency markup on the Aditya Birla SBI Card?

The foreign currency markup on the Aditya Birla SBI Card is 3.5% on the conversion amount for international transactions.

How do milestone benefits work with the Aditya Birla SBI Card?

You can earn up to 4000 bonus Reward Points with the Aditya Birla SBI Card by spending Rs. 1 Lakh and an additional Rs. 1.5 Lakh annually.

What transactions do not earn reward points on the Aditya Birla SBI Card?

Fuel purchases, utility bill payments, and mobile wallet uploads do not accrue reward points on the Aditya Birla SBI Card.

Is there a fuel surcharge waiver available on the Aditya Birla SBI Card?

Yes, the Aditya Birla SBI Card offers a 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000, capped at Rs. 100 per cycle.

Can I get an add-on card for my family with the Aditya Birla SBI Card?

Yes, you can apply for an Add-on card for your spouse, parents, siblings, and children over 18 years of age at no additional annual fee with the Aditya Birla SBI Card.

State Bank of India

Aditya Birla SBI Credit Card

ShoppingDiningTravel

Last updated: 26 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Get 2000 Reward Points worth Rs. 500 on payment of the annual fees.

Rewards Rate

Earn up to 10 RP/Rs. 100 on Aditya Birla stores/Vi, 5 RP/Rs. 100 on dining/entertainment/hotels.

Reward Type

Reward Points

Reward Redemption

Redeem points via Shop n Smile Catalogue, e-Gift Vouchers, or for statement balance (1 RP = Rs. 0.25).

Domestic Lounge Access

Not Applicable - No complimentary domestic airport lounge access.

International Lounge Access

Not Applicable - No complimentary international airport lounge access.

Premium Benefits

Not Applicable.

Insurance Coverage

Access to Health, Personal Accident, Motor, Travel & Home insurance at affordable rates.

Movie

Earn 5 Reward Points per Rs. 100 on Entertainment, which covers movies.

Dining

Earn 5 Reward Points per Rs. 100 spent on Dining expenses.

Travel Benefits

Earn 5 Reward Points per Rs. 100 on hotel bookings. No specific travel booking discounts mentioned.

What matters, explained clearly

Detailed evaluation to help you make the right decision

Frequently Asked Questions

Clear, concise answers to help you understand this card better.

Similar Cards

Compare similar cards to find your perfect fit

More from State Bank of India

Explore other cards offered by the same provider

Comments & Reviews

Share your experience about Aditya Birla SBI Credit Card

Share your thoughts

Your email address will not be published. Required fields are marked *

Loading conversations...